Homeowners
Coverage for your home, belongings, and liability — including options for hail, windstorm, and other Texas-specific exposures.
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Personal Insurance
Protection for You, Your Home, and Your Family
The same specialists who handle complex commercial risks also protect Texas families — with homeowners, auto, and personal coverage explained in plain language.
Personal Coverage, Explained in Plain Language
Personal insurance works best when someone takes the time to understand your situation — your home, your vehicles, your family, and the Texas weather you live with. We shop multiple carriers and put the options side by side, so you can choose coverage with confidence.
What We Cover
Personal Auto
Liability, collision, and comprehensive coverage for your cars and drivers, with multi-car and bundling discounts where available.
Get a quoteFlood
Separate flood coverage for your home and belongings — important across the Gulf Coast, where standard homeowner policies exclude flood.
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Affordable protection for your personal property and liability when you rent your home or apartment.
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Coverage for your unit's interior, improvements, and personal property — the portion your condo association's policy doesn't cover.
Get a quoteLandlord & Rental Property
Protection for rental properties you own — building coverage, liability, and options for lost rental income.
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Extra liability protection that kicks in beyond your home and auto limits when a serious claim happens.
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Coverage for your bike, gear, and liability on the road — from cruisers to sport bikes.
Get a quoteBoat & Recreational Vehicles
Coverage for boats, RVs, and other recreational vehicles — on the water, on the road, and in storage.
Get a quotePrefer to talk it through?
Talk with a personal lines specialist about protecting your home, vehicles, and family.
Ready to Protect What Matters Most?
Call 713-400-0000 to talk with a personal lines specialist, or request a quote online — we'll compare options and explain them in plain language.