Insurance specialists meeting with a client

About Us

Insurance Specialists Texas Businesses Trust

Over 23 years of insurance experience — an independent Texas agency built around the industries most agencies won't touch, and the families and businesses that keep Texas moving.

Our Story

Alico Insurance Agency of Texas was founded on a simple observation: the businesses that need insurance expertise most — ambulance operators, trucking fleets, repair shops, and dealerships — are often the ones generic agencies understand least. These are specialized risks, and they deserve a specialized agency.

So that is what we became. With over 23 years of experience in the insurance industry, our team built deep expertise in ambulance and non-emergency medical transportation coverage, then expanded into the commercial lines our clients asked for — garage and dealership programs, general business coverage, and trucking and transportation — alongside the personal lines that protect their families and homes.

As an independent agency, we are not tied to a single carrier. That means when you call Alico, you get options: we shop multiple insurance companies, compare coverage and price on your behalf, and explain the differences in plain language. You make the decision; we make sure you have what you need to make it well.

Specialized Expertise, Independent Advantage

Most agencies treat specialty coverage as an afterthought. We built our agency around it — pairing deep industry knowledge with the flexibility of an independent brokerage.

Ambulance & NEMT Specialists

Emergency and non-emergency ambulance operators, NEMT providers, wheelchair and stretcher transport, and dialysis transportation — our core specialty and the reason agencies across Texas come to us.

Garage & Dealership Programs

Garage liability, garagekeepers coverage, dealership open-lot, and auto service operations — protection built for businesses that work on and sell vehicles.

Commercial Business Coverage

General liability, commercial auto, workers' compensation, property, and umbrella coverage sized to your operation — from single-location shops to growing fleets.

Personal Lines

Homeowners, personal auto, and family protection with the same care we bring to commercial accounts.

Trucking & Transportation

Physical damage, liability, and cargo coverage for trucking and transportation companies operating in Texas and across state lines.

Proudly Serving Houston and All of Texas

We are proud to serve the Houston metro area and clients throughout the state of Texas. Transportation and specialty businesses operate across wide territories — and so do we.

  • Houston Metro

    Houston and the surrounding Gulf Coast region

  • Major Texas Markets

    Dallas–Fort Worth, San Antonio, Austin, and communities in between

  • Statewide & Interstate

    Coverage written for operators working across Texas and interstate routes

Credentials You Can Count On

Licensed Texas Agency

A licensed Texas insurance agency serving individuals and businesses across the state.

Multiple Carriers

As an independent agency, we work with multiple carriers so we can shop your coverage and find the right fit at the right price.

Specialized Focus

Our team focuses on the niches most agencies avoid — ambulance operations, garages, dealerships, and trucking fleets.

Direct Specialist Access

You work with real specialists who know your industry, not a call center reading from a script.

Let's Find the Right Coverage Together

Call 713-400-0000 to speak with a specialist, or request a free quote online and we will follow up within one business day.